Uncover the Best Toyota Rebates and Incentives and Save Money on a New Toyota Today
Buying a new Toyota will be one of the biggest purchases you’ll make in your life, so it’s important to ensure you get the best deal possible. One of the best ways to save money on a new Toyota is through Toyota rebates and incentives. Request your free Toyota price quote today and get access to all the best Toyota rebates and incentives that new car dealerships are offering in .
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Toyota Rebates and Incentives – Make the Smart Choice
When deciding between Toyota rebates and incentives, it’s important to understand what each of them means so you can make the best choice for yourself and your pocket book. Don’t jump into anything without knowing what it will cost you and which will save you more in the long run.
Rebates are cash given by the manufacturer to offset the costs of buying a new Toyota. Generally rebates are applied to the down payment of a car but sometimes you can choose to pocket the cash.
Financing incentives are offered as a low or zero APR so you’ll pay less loan interest per month. Financing incentives have term limits and sometimes after the term is up the rate may skyrocket, so it’s important to keep this in mind. Generally you need good credit to take advantage of a financing incentive so it’s a good idea to get pre-approved by another financial institution first. This way you can compare the incentive interest rate with the rate from another financial institution as well as have a back-up option if you don’t qualify for the incentive.
If you have the option of choosing between Toyota rebates and incentives you should compare them and choose the one that will save you the most money overall. Take a look at the rebate amount, the amount of interest you’ll pay with the financing incentive and the amount of interest you’ll pay if you get traditional financing. Compare the amounts and choose the one that saves you the most money. Sometimes the incentive will end up being more economical but obviously if you don’t qualify for the incentive, take the rebate and get financing elsewhere.
New Car Negotiating- The Truth About Rebates and Financing Incentives
When it’s time to negotiate the purchase price of the Toyota you want, make sure to do so before you discuss the financing, before you make any mention of a trade-in and before you factor in the rebate. If you mention your trade-in and rebate before you have settled on a purchase price you could end up paying more than you need to for your new Toyota. This money is meant for you, so don’t let the dealer factor it in to the initial purchase price.
Once you have negotiated the purchase price and added taxes, license fees and documentation fees, you subtract your down payment, including the rebate, from the total. The result will be your final price which is the amount to be financed or due upon delivery. Don’t let the dealer trick you into thinking you’re getting a good deal by prematurely applying the rebate – you could end up paying the MSRP on a new Toyota.
Current and Past Toyota Rebates and Incentives
Toyota is known for offering great Toyota rebates and incentives on several of their models. The Toyota Tacoma, Toyota Venza and Toyota Camry come with regional rebates up to $500. The Toyota Prius also comes with an available 2.9% financing option (all offers expire on April 2, 2012). Once these rebates and incentives are applied they’ll greatly reduce the amount you need to finance for your Toyota. Past Toyota rebates and incentives have been plentiful and have included up to $500 or a 0% to 0.9% financing incentive on the Toyota Highlander. Also, the Toyota RAV4 has previously come with a rebate of up to $750 or a 0% to 1.9% financing incentive.
Toyota rebates and incentives are constantly being added, changed or continued so it’s important to stay up to date. Request a free, no-obligation to buy Toyota price quote and receive all the best Toyota rebates and incentives that dealerships are offering. Knowing about rebates and incentives will ensure that a dealer can’t overcharge you on your new Toyota.
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