Understand GM Financing- Use Your Knowledge to Get a Great Deal on a New GM

If you cannot afford to buy a new GM model with cash, you can always rely on GM financing when it’s time to buy a new car, SUV, or pickup truck. Financing a new vehicle is a more affordable way to drive home the vehicle that you want, especially if you take advantage of the latest offers from GM.

Simply request a FREE online price quote to gain instant access to the top local deals in your zip code, including:

• Updated rebate offers and financing incentives from USA certified GM dealers.
• The latest pricing and discount offers on all new Buick, Chevrolet, Cadillac, and GMC vehicles.
• Hidden incentives and secret cash rebates that are only available to Internet-only buyers.
• Available $0 down payment offers for guaranteed savings.

Request a FREE online price quote to find out how you can save money on GM financing. This is a safe and hassle-free way to find the top local offers and the best deals from GM dealers in your zip code.

The 411 on New Car Financing

There is a common misconception that car dealers are the ones that offer leasing and financing deals to car buyers.-Wrong.

Car dealers are merely independent business owners that are affiliated with one or more car manufacturers. New car financing is provided by the car dealer to the customer on behalf of the finance company(such as the finance branch of a car manufacturer) or the local bank.

When the car dealer manages to sell or lease a car, they always get paid in cash by the finance or loan company, or get paid in cash by the customer. If you choose to finance your new car, the dealer will receive commissions from the bank or finance company for closing the deal. This is the reason why car dealers are more inclined to sell you the car through a dealer-approved financing program, as they earn more profits in the form of commissions provided by the financing company.

Financing the car at the dealership works like this:

• The dealer will screen your credit score according to the requirements of the financing company.
• The car dealer will then pass on your loan application to the finance company.
• Once you are approved for the loan, the car dealer earns their commission.

Remember that you are not obligated to finance your new car at the dealership. You can still get pre-approved for car financing at your personal bank or credit union. By doing this, you can easily compare financing rates and determine the best offer.

How GM Financing Works

GM financing works in six simple steps:

Step 1: The customer shops and selects a GM vehicle.

Step 2: The car dealer chooses GM Financial as a lender.

Step 3: GM financing will then review the loan application, and will either approve or decline the application.

Step 4: Once a customer gets approved, the loan contract is executed and signed.

Step 5: The dealer gets paid by GM financing.

Step 6: The customer pays GM financing in monthly increments to fulfill the obligation to the loan contract.

Current GM Financing Incentives

Here are the latest GM financing incentives. Remember that you can easily find the latest offers and the best deals in your zip code, including current rebates and incentives for any type of GM vehicle by simply requesting a FREE online price quote.

• 0% APR financing for 60 months
• As much as $1,500 in customer cash back

• 1.9% APR financing for 60 months
• Up to $1,000 in consumer cash

• 0.9% APR financing for 36 months

• 0% APR financing for 72 months
• As much as $2,000 in consumer cash

• 0% APR financing or 60 months
• Up to $2,000 consumer cash

• 0% APR financing for 72 months
• As high as $2,500 in bonus customer cash

• 0$ APR financing for 72 months
• At much as $2,000 in bonus consumer cash

• 0% APR financing for 60 months
• Up to $2,000 in bonus consumer cash

Find all the latest, and best GM financing deals for your new GM truck, car or SUV. Start by requesting a FREE online price quote to easily find all the top offers and the best deals in .

Simply choose the dealer with the best offer and get a chance to save hundreds to thousands of dollars on your new Buick, Chevrolet, Cadillac, or GMC vehicle.